M-Pesa Daraja API Integration
Collect and send money with M-Pesa from your website, app or ERP and reconcile it automatically
STK push (M-Pesa Express)
Paybill and Till C2B
Automatic invoice matching
What is the M-Pesa Daraja API Integration?
Zinen Technologies integrates M-Pesa into websites, mobile apps, ERP systems and custom business software across Kenya. Using Safaricom's Daraja APIs, your system can send a payment prompt to a customer's phone, receive Paybill and Till payments, pay out to customers and suppliers, and match every transaction to an invoice or order automatically.
Most businesses still reconcile M-Pesa by scrolling through statements. We replace that with callbacks that record each payment as it happens, match it to the right account number or job, issue a receipt and update your books. We guide you through the Safaricom onboarding and go-live process, which needs your own shortcode and Safaricom's approval, and we build the error handling that real mobile payments need.
Everything included in the M-Pesa Daraja API Integration
The results businesses see
- Payments are recorded the moment they happen.
- Reconciliation stops being a month-end scramble.
- Customers pay from the phone they already use.
- Receipts go out automatically.
- Payouts to staff, farmers or customers become a few clicks.
- Duplicates and partial payments are flagged.
- Works with Odoo, ERPNext, custom apps and websites.
- Built by a team that has integrated M-Pesa into many of its own business systems.
Built and supported from Nairobi
Zinen Technologies is based at Bazaar Plaza, Moi Avenue, Nairobi. Every M-Pesa Daraja API Integration deployment is configured, tested and supported by a local team who understands how businesses in Kenya operate — including M-Pesa payments and local compliance requirements.
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M-Pesa Daraja API Integration — frequently asked questions
What do I need to start M-Pesa integration? +
A Safaricom Paybill or Till, access to the Daraja portal, and a server with HTTPS for callbacks. We guide you through the setup.
What is the difference between STK push and Paybill? +
With STK push your system sends a prompt to the customer's phone. With Paybill or Till the customer initiates payment, and your system receives a notification.
Can payments be matched automatically? +
Yes. We match using the account reference, such as an invoice, job or member number, and flag anything that does not match.
Can I pay people with M-Pesa from my system? +
Yes, through B2C, subject to your account permissions and Safaricom approval.
How long does go-live take? +
Building can be quick. Safaricom's approval steps for live credentials depend on Safaricom and your documentation.
Do you charge transaction fees? +
M-Pesa transaction charges are set by Safaricom and your agreement with them. Our fee is for the integration work.
Is it secure? +
Yes. We use HTTPS callbacks, keep credentials out of the code and restrict access to payment data.
Can you integrate with a system you did not build? +
Yes, if it has an API, webhooks or a plugin point. We review it first.
Related systems
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Ready to bring M-Pesa Daraja API Integration to your business?
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